Arkisto

save money or enjoy life


It used to be “Keep up with the Joneses’” and that just meant the neighbors and friends around you. Here at Money Bliss, we like to focus on….

You want to set yourself up for success – not instant failure. Money.

Similarly, having one pizza delivery a week instead of two, one night at the pub instead of two, or one trip to the movies instead of two, can boost your savings without having to feel like you live in a cave and only go out to harvest fish and berries. You see, the fees that your super fund is quietly but persistently charging you could be making a gigantic hole in your retirement savings.
Money Bliss is here to help you transform. (Real Life Minimalists) Hint: We were featured because while less is more. Learn Exactly… How to Live Below Your Means and Love Life. You can read about our journey to be debt free.

Buy a house? The point where you start managing your money and not being managed by your money. If debt is a part of your life, then you are able to pay off debt faster. Use on of these methods of budgeting as a guide to develop your budget. First off, let’s tackle your power bills.

Back when you could cook almost anything with a rice cooker? We just need to set the intention to do so. Life is more than just saving money. You need to spend time to figure out managing money. Share 18. When you’re faced with a difficult decision, remember this… Don’t think cost. Or $26,950 over the length of the loan: $240,049 versus $266,999 (you can do your own sums here).

Then, please share!!

Learn how your comment data is processed. As paychecks roll in and the months go by, you start seeing the bigger and bigger picture on the benefits of budgeting. But surely the point of saving is to enable us to live the lives we want, not to sap our lives of everything we enjoy. Understand how pocket money (AKA slush money) works. I don’t care about money, but in reality it was holding me prisoner. You need to enjoy your life and figure out how money relates to your life. When setting up a budget for the first time, set aside time to work through the budgeting process. Learn how your comment data is processed. First, let’s answer this age-old debate.

We would share one drink. Know someone else that needs this, too? Before you make an impulse purchase, take the time to work out what its real cost is going to be to you.

If they won’t, don’t be afraid to jump ship (assuming the new loan meets your needs, of course, and taking into account fees, etc).
This site uses Akismet to reduce spam. Learn all nine Surprising Advantages of Budgeting your Money. If you have a mortgage, you’re probably already aware that the interest that you’re going to pay over the next few decades is larger than the GDP of some small nations, so you should consider any opportunity to reduce your interest rate.

Is it possible to learn how to budget money and still enjoy life? There are lots of relatively painless ways of reducing your power usage, from switching off gaming consoles after use (potentially saving $193 a year) to getting rid of your second fridge (surely worth the minor inconvenience of not having three dozen beers always at the ready, when it could save you $172 a year).

Now check your email to confirm your request and download the freebie we promised you: Cents Plan.

And maybe you won’t. by Kevin | Jul 10, 2017 | Articles | 3 comments. So when I read your emails, I feel you. May 17, 2019 December 18, 2012 by Money Beagle.

…or was it really myself that was holding me back?

Designed by Elegant Themes | Powered by WordPress. Possibly a software? However, the trade off for us is to travel now. Then, you can begin to create and save for the life you want. Without fail each and every month, there wasn’t money leftover to do what we wanted in life. Time to fucking live. Is worth spending that last Christmas with your grandparent? Over the past 15 years, the average retail fund has delivered about $47,000 less to its members than the average Industry SuperFund. A budget sounds constricting. Vacation?

It may seem overwhelming.

The recommendation I always make when starting out with a budget is to use paper and pencil. And you have to be okay with being different. Are you underbudget?

We’re like… fuck me.

A solid budget that will work (remember that is a key ingredient for success) needs to be based off your life’s visions. OK, we’ve made some big savings. I didn’t have to live that way anymore. Enjoying life seems like a luxury more than a necessity.

This is something that doesn’t happen as much as it should with money goals. Personally, I believe this one category can make or break your budget. Our bank account pays us with a reality check.

They aren’t specific tactics for budgeting. There are many benefits of budgeting.



You hear all the time don’t take your family for granted, but I did exactly that. Meanwhile if you guys are interested how I invest and save, let me know and leave a comment below.

If you have read this far into the post, then you need a budget. And don’t forget to make your Ultimate Money Blueprint.

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